Managing personal finances is a task most of us wish we could avoid, as it is as time-consuming as it is tiresome. However, you can make your job a lot easier by using a specially designed utility that can perform many of the unpleasant calculations for you, and reduce the number of potential errors.
As its name suggests, Yapbam (Yet Another Personal Bank Account Manager) is application created for this particular purpose. It stands out through its smart design and straightforward interface, although it would benefit from a visual upgrade.
Lightweight and portable app that features a gentle learning curve
If you have used financial tools in the past, you have probably had to deal with some very complex applications that require you to spend hours going over the provided documentation just to learn their basic functions.
Yapbam is designed to be as straightforward as possible, and you can start benefiting from it almost as soon as it is launched.
It also helps that it can be run from any portable storage device, should you wish to manage your accounts on more than one machine. Furthermore, it can access your Dropbox account to synchronize data between multiple systems.
Detailed account statistics, balance history and graphical data visualization
Not only does Yapbam provide access to detailed reports concerning transactions made to your various accounts, you can view a chart that displays balance history over time, helping you get an overall idea of how your finances are evolving.
Additionally, you can view bar or pie charts that organize expenses into categories, should you wish to understand how your money is being spent.
Straightforward interface that, while easy-to-use, is in need of a visual redesign
It should be noted that, from a visual standpoint, Yapbam is not particularly impressive. Its intuitive layout should not pose any problems for novices, but the interface is rather outdated.
In conclusion, Yapbam is a lightweight OS X app that can help you with the cumbersome task of managing your personal bank accounts.